Privacy Policy

1. Introduction

At , we understand that implementing a robust KYC (Know Your Customer) Policy is essential to ensure security, regulatory compliance, and the trust of our customers and partners. This policy describes the procedures and guidelines for identity verification, anti-money laundering (AML), and combating the financing of terrorism (CFT).

2. Objectives

• Ensure Regulatory Compliance: Meet Brazilian legal requirements, such as Law No. 9,613/1998 (Money Laundering Law), and applicable international standards.
• Prevent Financial Crimes: Mitigate risks associated with illicit activities, such as money laundering and terrorist financing.
• Protect Users: Ensure that customer data is treated with confidentiality and in compliance with the LGPD (General Data Protection Law).

3. Scope

This policy applies to all customers, employees, partners, and third parties involved in operations, including:

• Creation of customer accounts.
• Conducting financial transactions on the platform.
• Internal validation and audit processes.

4. KYC Procedures

4.1. Customer Registration

• All customers must provide basic information, including full name, CPF/CNPJ, address, email and phone number.
• The KYC process will be carried out through integration with the Naat.Tech platform, ensuring data validation in reliable and secure databases.

4.2. Identity Verification

• Valid identification documents (ID, driver's license or passport) must be submitted and, when applicable, proof of address.
• Biometric verification will be used as an additional layer of security.

4.3. Risk Classification

• Customers will be classified into risk levels (low, medium and high) based on their activities and history.
• Transactions above specific values will be subject to a detailed manual analysis.

4.4. Continuous Monitoring

• All transactions carried out on the platform will be monitored to identify suspicious patterns.
• Automatic alerts will be generated in the event of activities that indicate possible risks.

5. Data Protection

• Data collected will be securely stored, using encryption and strict access control.
• Only authorized personnel will have access to sensitive information, respecting the principles of the LGPD.
• All records will be kept for at least 5 years, as required by regulations.

6. Compliance and Governance

• A Compliance Committee will be responsible for supervising the implementation of this policy.
• Internal and external audits will be carried out periodically to ensure adherence to standards.
• Incidents related to KYC will be reported to the competent authorities as provided for in legislation.

7. Review and Update

This policy will be reviewed annually or whenever there are significant changes to regulations or technologies.

8. Contact

If you have questions or for more information about the KYC Policy, please contact our compliance team at compliance@p.com.

Camera Usage

The application may request access to the device's camera exclusively for functionalities such as QR code scanning, identity verification, or document scanning, always with the user's consent.